其次,区块链的应用技术在智能商业支付系统中表现得尤为突出。传统支付系统 often faces challenges such as high fees, slow settlement times, and security vulnerabilities. By integrating blockchain technology, these challenges can be effectively addressed. The technology enables peer-to-peer transactions without intermediaries, significantly reducing transaction costs and settlement times. This not only enhances the efficiency of monetary transactions but also opens the door for microtransactions and new business models that were previously unfeasible.